June 24, 2025
Nobody warned Millennials that being single could be so expensive. It will be one of the ‘largest financial barriers that nobody talks about’

Nobody warned Millennials that being single could be so expensive. It will be one of the ‘largest financial barriers that nobody talks about’

It turns out that being single in your 1930s and 40s not only not only for some people not only emotionally insulating – it is also financial punishment.

A recent Reddit post in R/Millennials led to a broad discussion, in which many users point out that the economic system was simply not built for individuals.

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The economy is designed for couples, not for individuals

“I can’t buy food in bulk, because it would spoil on average before I could get through,” wrote the original poster. “Buying smaller portions is therefore not cheaper, but in one way or another ultimately more expensive.”

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Many agreed that groceries were only a fraction of the problem. “I am less worried about bulk food shopping and more about only paying a whole mortgage,” a person replied. “Spinach goes bad before I eat it all is not the thing that kills my budget.”

As a person explained, their mortgage would have been a third party of the costs of their current rent-as their original plans had not fallen due to family conditions. Others noted that being able to distribute rent and accounts would completely change their financial status.

The conversation quickly expanded to cover a wide range of financial stressors that confronts single people: rent, mortgage, house repairs, car maintenance and the inability to split costs.

“It is super painful to pay alone. My life would be more wealthy if I could halve my expenses,” said a commentator.

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Roommates are not always the answer

Several people pointed that even having a roommate is not always a good solution. “For me, the peace of not having to deal with another person is worth not having that extra $ 1,000 a month,” they wrote. Another added: “Having a roommate can unfortunately be a case of financial Russian roulette.”

Others admitted that the risks and emotional drainage of life with strangers are simply not worth the savings: “I am an introvert. I have had housemates I worshiped, but even just in the same room as another person is tiring,” a person shared. “At home my sanctuary should be.”

A system that doesn’t fit

The majority of the reactions echoed the idea that the current economic model is more suitable for couples. “Society is not designed for single people and it is not a sustainable long term,” wrote a commentator. Others pushed back and said it can be done – but only with a high income or extreme discipline.

“Of course, you can freeze meal, meal preparation and store sales,” said a person, “but not everyone has the time, energy, space or mental bandwidth to do that every week.”

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Different comments referred to what is often called the “single tax” – not an actual tax, but the lack of financial benefits that pairs enjoy. “When my partner and I met, arrived together and combining finance, all my money matters disappeared,” wrote a person.

Another said: “I work with couples who each make twice what I make. They live in a world with four times the income and half of the costs.”

For many millennials, the price of independence is higher than someone warned. And while living alone offers freedom, it often comes with a financial fine that is quietly reformed how people think about adulthood and stability.

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Image: Shutterstock

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